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Shriram Liquid Fund

Debt

Reasons to Invest

Stability

The scheme would endeavour to invest in very short term debt and money market instruments upto 91 days which have a good credit quality and easy liquidity. The very short maturity of the securities helps minimize the MTM volatility in the portfolio thus minimizing capital risk

Liquidity

Offers high liquidity allowing investors to redeem investment on any given business day

Returns

Funds could potentially earn returns even for a day or the week-end

*Subject to cut off time for receipt of investment and redemption request. Exit load applicable on redemption within stipulated timeline, please refer SID for exit load. It is an endeavor to dispatch redemption proceeds on the next business day. Please note as per regulation, the redemption or repurchase proceeds shall be dispatched within 3 working days from the date of redemption or repurchase.

This product is suitable for investors who are seeking*

  • A stable, liquid alternative to traditional savings accounts​
  • Safety and liquidity for short-term funds Investors should consult their financial advisers if in doubt about whether the product is suitable for them

Riskometer

Investor understand that their principal will be at low to moderate risk

Benchmark Riskometer

Benchmark riskometer is at very high risk.

As per AMFI Tier 1 Benchmark i.e Nifty 500 TRI

*Investors should consult their financial advisers if in doubt whether the product is suitable for them

Credit Risk / Interest Rate RiskRelatively Low (Class A)Moderate (Class B)Relatively High (Class C)
Relatively Low (Class I)A-I--
Moderate (Class II)---
Relatively High (Class III)---

Fund Details

Fund Information

Shriram Liquid Fund

Benchmark

NIFTY Liquid Index A-I

Fund category

Liquid Fund

Fund type

An open ended liquid scheme. A relatively low interest rate risk and moderate credit risk

Scheme objective

The investment objective of the Scheme is to generate optimal returns consistent with lower to moderate levels of risk and high liquidity by investing in debt and money market instruments The fund maintains an average maturity in the range of < 91 days. There is no assurance that the investment objective of the Scheme will be achieved.

Scheme option

Regular Plan

(i) Growth

Direct Plan

(i) Growth

Fund manager

Mr. Deepak Ramaraju , Ms. Gargi Bhattacharyya Banerjee and Mr. Sudip Suresh More

Minimum investment

Re. 1,000 and in multiples of Re. 1/- thereafter

SIP

Monthly

₹1000 and in multiples of Re. 1/- thereafter for minimum 12 installments

Quarterly

₹3000 and in multiples of Re. 1/- thereafter for minimum 4 installments

Exit Load
Investor exit upon SubscriptionExit load as a % of redemption proceeds
Day 10.0070%
Day 20.0065%
Day 30.0060%
Day 40.0055%
Day 50.0050%
Day 60.0045%
Day 7 onwards0.0000%

Fund Performance

Performance of Shriram Liquid Fund - Regular Growth as of Feb 12, 2025

Returns of Direct Plan - Growth Option as on 12-Feb-2025

Date of inception 14-Nov-2024

NAV Rs. 1018.15AUM Rs.(in crore)NA
DatePeriodNav (Rs.) Per UnitScheme Returns (%)Scheme Benchmark Returns (%)

Additional Benchmark (NIFTY50) Returns (%)

Current value of ₹ 10,000 invested
SchemeScheme Benchmark

Additional Benchmark (NIFTY50) Returns (%)

Feb 05, 2025Last 7 Day1016.72807.58%7.89%6.19%₹10,014₹ 10,015₹ 10,012
Jan 28, 2025Last 15 Day1015.13217.50%7.89%9.70%₹10,030₹ 10,031₹ 10,038
Jan 11, 2025Last 1 Month1011.83927.35%6.88%8.39%₹10,062₹ 10,058₹ 10,071
Nov 14, 2024Since Inception(14 Nov 2024)1000.00007.57%7.12%7.16%₹10,182₹ 10,171₹ 10,172
Returns of Regular Plan - Growth Option as on 12-Feb-2025

Date of inception 14-Nov-2024

NAV Rs. 1017.80AUM Rs.(in crore)
DatePeriodNav (Rs.) Per UnitScheme Returns (%)Scheme Benchmark Returns (%)

Additional Benchmark (NIFTY50) Returns (%)

Current value of ₹ 10,000 invested
SchemeScheme Benchmark

Additional Benchmark (NIFTY50)

Feb 05, 2025Last 7 Day1016.39937.43%7.89%6.19%₹10,014₹10,015₹ 10,012
Jan 28, 2025Last 15 Day1014.83527.35%7.89%9.70%₹10,029₹10,031₹ 10,038
Jan 11, 2025Last 1 Month1011.60967.20%6.88%8.39%₹10,061₹10,058₹ 10,071
Nov 14, 2024Since Inception1000.00007.42%7.12%7.16%₹10,178₹10,171₹ 10,172

Disclaimer: MUTUAL FUND INVESTMENTS ARE SUBJECT TO MARKET RISKS, READ ALL SCHEME RELATED DOCUMENTS CAREFULLY.Nifty 1D Rate Index is the scheme benchmark. The returns are simple annualized returns for less than 1 year & since inception. There are no plans under the scheme. The scheme offers only growth options. For computation of return since inception the allotment NAV has been taken as Rs. 1000.00. Point-to-point returns on a standard investment of Rs. 10,000/- are in addition to CAGR for the Scheme. Past performance may or may not be sustained in future. Load is not considered for computation of returns. In case, the start/end date of the concerned period is a Non-Business Date (NBD), the NAV of the previous date is considered for computation of returns. The NAV per unit shown in the table is as on the start date of the said period. The scheme is being currently managed by Mr. Deepak Ramaraju along with Ms. Gargi Bhattacharyya Banerjee with effect from July 05, 2024.

Fund Portfolio

Fund Distribution

(as on 31 Jan 2025)

  • Money Market Instruments- CD

    50.03%
  • Money Market Instruments- CP

    18.15%
  • Money Market Instruments- T-Bills

    27.28%
  • Money Market Instruments- TREPS

    4.13%
  • Corporate Debt Market Development Fund

    0.26%
  • Net Receivables / (Payables)

    0.15%
Sector Allocation

(as on 31 Jan 2025)

  • CRISIL A1+

    63.63%
  • Sovereign

    27.28%
  • [ICRA]A1+

    4.55%
  • Others

    4.54%
Holdings (16)
NameSectorInstrumentAssets
EXIM BANK CP RED 04-03-2025CRISIL A1+Money Market Instruments- CP
91 DAYS TBILL RED 13-03-2025SovereignMoney Market Instruments- T-Bills
91 DAYS TBILL RED 20-03-2025SovereignMoney Market Instruments- T-Bills
CANARA BANK CD RED 20-03-2025CRISIL A1+Money Market Instruments- CD
ICICI SECURITIES CP RED 20-03-25CRISIL A1+Money Market Instruments- CP
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Holdings

(as on 31 Jan 2025)

NameSectorInstrumentAssets
EXIM BANK CP RED 04-03-2025CRISIL A1+Money Market Instruments- CP
91 DAYS TBILL RED 13-03-2025SovereignMoney Market Instruments- T-Bills
91 DAYS TBILL RED 20-03-2025SovereignMoney Market Instruments- T-Bills
CANARA BANK CD RED 20-03-2025CRISIL A1+Money Market Instruments- CD
ICICI SECURITIES CP RED 20-03-25CRISIL A1+Money Market Instruments- CP
NABARD CD RED 26-03-2025CRISIL A1+Money Market Instruments- CD
SIDBI CD RED 07-02-2025CRISIL A1+Money Market Instruments- CD
182 DAYS TBILL RED 20-02-2025SovereignMoney Market Instruments- T-Bills
182 DAYS TBILL RED 27-02-2025SovereignMoney Market Instruments- T-Bills
KOTAK MAHINDRA BANK CD RED 05-03-2025CRISIL A1+Money Market Instruments- CD
UNION BANK OF INDIA CD RED 27-02-2025[ICRA]A1+Money Market Instruments- CD
AXIS BANK LTD CD RED 27-03-2025CRISIL A1+Money Market Instruments- CD
TREPS_RED_03.02.2025OthersMoney Market Instruments- TREPS
PUNJAB NATIONAL BANK CD RED 06-02-2025CRISIL A1+Money Market Instruments- CD
SBI CDMDF--A2OthersCorporate Debt Market Development Fund
Net Receivables / (Payables)OthersNet Receivables / (Payables)
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Sector Allocation
  • CRISIL A1+

    63.63%
  • Sovereign

    27.28%
  • [ICRA]A1+

    4.55%
  • Others

    4.54%

Fund Management

fund-management-box1

Mr Deepak Ramaraju
Managing this fund since 20 Aug 22

Mr Deepak Ramaraju

Managing this fund since 20 Aug 22

Work Experience

21 years

Fund Managed

09
fund-management-box2

Ms Gargi Bhattacharyya Banerjee
Managing this fund since 8 Sep 23

Ms Gargi Bhattacharyya Banerjee

Managing this fund since 8 Sep 23

Work Experience

22 years

Fund Managed

09
fund-management-box2

Mr. Sudip Suresh More
Managing this fund since 3 Oct 24

Mr. Sudip Suresh More

Managing this fund since 3 Oct 24

Work Experience

19 years

Fund Managed

09
fund-management-box1

Mr Deepak Ramaraju
Managing this fund since 20 Aug 22

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Mr. Deepak Ramaraju is a highly experienced Senior Fund Manager at Shriram Asset Management Company Ltd, with over two decades of diversified experience under his belt. He holds a degree in chemical engineering and has been associated with equity markets for the past 16 years. Before joining Shriram Asset Management Company, Mr. Deepak was part of the global equity research team and advised the Sanlam Group of South Africa on their India-focused fund. Prior to his stint in the financial industry, Mr. Deepak worked as a researcher and co-inventor at GE India Technology Center, Bangalore. During his time there, he was credited with 10 patents, highlighting his expertise and innovative abilities. His diverse background and extensive experience make him a valuable asset to the Shriram Asset Management team.

Funds managed by the fund manager

  • Shriram Aggressive Hybrid Fund
  • Shriram Flexi Cap Fund
  • Shriram ELSS Tax Saver Fund
  • Shriram Balanced Advantage Fund
  • Shriram Overnight Fund
  • Shriram Multi Asset Allocation Fund
  • Shriram Nifty 1D Rate Liquid ETF
  • Shriram Liquid Fund
  • Shriram Multi Sector Rotation Fund
fund-management-box2

Ms Gargi Bhattacharyya Banerjee
Managing this fund since 8 Sep 23

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Ms. Gargi Bhattacharyya Banerjee serves as the Fund Manager of Shriram Mutual Fund having an experience of more than 20 years in her professional career. She received her Bachelor of Science with Economics (H) and Master of Business Management with specialization in Finance from the University of Calcutta. She joined as Research Manager in Shriram Asset Management Company Limited in November 2012 and before that, she has held key position in the Research team with Zacks Research Private Limited and Shriram Insight Share Brokers Limited.

Funds managed by the fund manager

  • Shriram Aggressive Hybrid Fund
  • Shriram Flexi Cap Fund
  • Shriram ELSS Tax Saver Fund
  • Shriram Balanced Advantage Fund
  • Shriram Overnight Fund
  • Shriram Multi Asset Allocation Fund
  • Shriram Nifty 1D Rate Liquid ETF
  • Shriram Liquid Fund
  • Shriram Multi Sector Rotation Fund
fund-management-box2

Mr. Sudip Suresh More
Managing this fund since 3 Oct 24

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Mr. Sudip Suresh More has around 19 years of experience in managing Fixed Income Investments, Macroeconomic Research and Credit Analysis. Prior to this assignment, Mr. Sudip Suresh More was Debt Fund Manager at Kshema General Insurance Company. Additionally, he has also worked with Sahara India Life Insurance Company Ltd as a Debt Fund Manager whereby managing ULIP and Traditional funds on Fixed Income side.

Funds managed by the fund manager

  • Shriram Aggressive Hybrid Fund
  • Shriram Flexi Cap Fund
  • Shriram ELSS Tax Saver Fund
  • Shriram Balanced Advantage Fund
  • Shriram Overnight Fund
  • Shriram Multi Asset Allocation Fund
  • Shriram Nifty 1D Rate Liquid ETF
  • Shriram Liquid Fund
  • Shriram Multi Sector Rotation Fund
faq-arrow

What is Shriram Liquid Fund?

Shriram Liquid Fund is an open-ended Liquid scheme with relatively low interest rate risk and moderate credit risk.

faq-arrow

What is the Investment Objective?

The investment objective of the Scheme is to generate optimal returns consistent with lower to moderate levels of risk and high liquidity by investing in debt and money market instruments. The fund maintains an average maturity in the range of <91 days. There is no assurance that the investment objective of the Scheme will be achieved.

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What is the suitability of this scheme?

This product is suitable for *investors who are seeking

  • A stable, liquid alternative to traditional savings accounts

  • Safety and liquidity for short-term funds

*Investors should consult their financial advisers if in doubt about whether the product is suitable for them.

faq-arrow

What is asset allocation of the fund?

The asset allocation for the Scheme is as follows:

Debt and Money Market Instruments (with maturity up to 91 days): Minimum 0% and Maximum 100% of total assets.

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Who is the Fund Manager of the scheme?

Mr. Deepak Ramaraju currently manages the scheme along with Ms. Gargi Bhattacharyya Banerjee and Mr. Sudip More.

Disclaimer : NSE Indices Ltd Disclaimer: NSE INDICES LIMITED do not guarantee the accuracy and/or the completeness of the Index or any data included therein and NSE INDICES LIMITED shall have not have any responsibility or liability for any errors, omissions, or interruptions therein. NSE INDICES LIMITED does not make any warranty, express or implied, as to results to be obtained by the Issuer, owners of the product(s), or any other person or entity from the use of the Index or any data included therein. NSE INDICES LIMITED makes no express or implied warranties, and expressly disclaims all warranties of merchantability or fitness for a particular purpose or use with respect to the index or any data included therein. Without limiting any of the foregoing, NSE INDICES LIMITED expressly disclaim any and all liability for any claims ,damages or losses arising out of or related to the Products, including any and all direct, special, punitive, indirect, or consequential damages (including lost profits), even if notified of the possibility of such damages.

Risk Factors : The information contained in this document is compiled from third party and publicly available sources and is included for general information purposes only. There can be no assurance and guarantee on the yields. Views expressed cannot be construed to be a decision to invest. The statements contained herein are based on current views and involve known and unknown risks and uncertainties. Whilst Shriram Asset Management Company Limited (the AMC) shall have no responsibility/liability whatsoever for the accuracy or any use or reliance thereof of such information. The AMC, its associate or sponsors or group companies, its Directors or employees accepts no liability for any loss or damage of any kind resulting out of the use of this document. The recipient(s) before acting on any information herein should make his/her/their own investigation and seek appropriate professional advice and shall alone be fully responsible / liable for any decision taken on the basis of information contained herein. Any reliance on the accuracy or use of such information shall be done only after consultation to the financial consultant to understand the specific legal, tax or financial implications. For further information about other schemes (product labelling and performance of the fund) please visit the website of the AMC www.shriramamc.in. Please consult your financial advisor or mutual fund distributor before investing.

MUTUAL FUND INVESTMENTS ARE SUBJECT TO MARKET RISKS, READ ALL SCHEME RELATED DOCUMENTS CAREFULLY​

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