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Transmission is the process to transfer mutual fund units in case of the demise of the unit holder.

The transfer of units can be done to the claimant who can be the second holder or the nominee registered in the folio or the legal heir.

If the first holder of the mutual fund units passes away, the units are transmitted to the second holder. In case there is only one holder, the units are transmitted to the registered nominee or to the legal heir in case no nominee is registered in the folio.

A request letter along with the supporting mandatory document is required to be submitted by the claimant to the CAMS/Mutual Fund, informing about the demise of the unit holder and to process the transfer of units.

The process shall be completed within a period not exceeding 21 calendar days or any such period as may be specified by the Board, from the date of receipt of all the required documents associated with the claim.

The list of the documents required for transmission under various situations, in line with SEBI's revised transmission framework effective August 22, 2026, is explained in the following paragraphs:

1. Transmission to Registered Nominee(s)
2. Quick Transmission Processing (QTP) for Low-Value Claims by Immediate Family
3. Simplified Documentation for Claims Within Threshold
4. Claims Above the Simplified-Documentation Threshold
5. Rule of Survivorship for Surviving Joint Holder(s)
6. Claim Thresholds & Processing Timelines
7. Where the Unit Holder Passed Away Outside India
8. When This Framework Applies
9. Transmission Grid, Documents by Category
10. How to Submit a Transmission Claim
11. What Happens After Approval (Physical-Mode Holdings)
12. Service Standards We Follow
13. A Few Terms Explained