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Shriram Multi Asset Allocation Fund

Hybrid

Investment Objective

The primary objective of the scheme is to generate long term capital appreciation with inflation beating returns by investing in Equity and Equity related securities, Debt and Money Market instruments, Gold/Silver ETFs, and REITs/ InvITs. There is no assurance that the investment objective of the Scheme will be achieved

This fund is ideal for you if you are looking for

Retirement Planning

Plan this Goal

Child's Education

Plan this Goal

Wedding Plan

Plan this Goal

Wealth Creation

Plan this Goal

Dream Home

Plan this Goal

Why invest in Shriram Multi Asset Allocation Fund?

  • beating-return

    Risk adjustment: 3 Assets, 3 Benefits - Get the Upside of Equity, Stability of Debt, Protection of Gold.

  • downside-protection

    Short investment period: Provides moderate volatility and reasonable returns over the medium to long term through diversified investments.

  • active-fund

    No entry/exit loads: Navigates different performance patterns of various asset classes influenced by economic cycles, global scenarios, and geopolitical events.

How to invest in Shriram Multi Asset Allocation Fund?

  • 1

    Register and create a folio by completing KYC verification and bank account authentication.

  • 2

    Select the mutual fund you wish to invest in, enter the amount you want to invest.

  • 3

    Make the payment.

  • 4

    Receive a confirmation of your investment.

How does the fund work

Amit and Radha dream of starting a business and want funds to fuel their dream.

They explore the Shriram Multi Asset Allocation Fund, which balances between long-term capital appreciation and lower volatility since the assets are spread across different asset classes.

Amit and Radha decide to invest in the mutual fund knowing it will fund their business dream.

Disclaimer: The performance of any mutual fund is subject to market risks and may vary from person to person. The above-mentioned story is for illustrative purposes only and should not be considered as a guarantee or assurance of the performance of any mutual fund. It is important to do your own research and consult with a financial advisor before making any investment decisions. 

This product is suitable for the following investors* who want:

  • Long term inflation-adjusted wealth creation through exposure to multiple assets i.e., Equity, Debt and Gold/Silver ETFs.
  • To regularly invest over time through SIPs, top-ups or STP from liquid/overnight funds, to meet financial and family goals.
  • Very high risk.

*Investors should consult their financial advisor if in doubt about whether the product is suitable for them.

Riskometer

Investor understand that their principal will be at very high risk

Benchmark Riskometer

Benchmark Riskometer is at very high risk

*Investors should consult their financial advisers if in doubt whether the product is suitable for them

Fund Details

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Asset under management

₹ 90.00 Cr
₹ 90.00 Cr
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Lock-in period

No lock-in
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Benchmark

Nifty 50 TRI (70%) + NIFTY Short Duration Debt Index (20%) + Domestic prices of Gold (8%) + Domestic prices of Silver (2%)
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Inception Date

08-Sep-2023
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Scheme options

Regular Plan somthing went wrong

  • (i) Growth

Direct Plan somthing went wrong

  • (i) Growth
min-invest

Minimum Investment

₹ 5000

and in multiples of ₹1/- thereafter

min-invest

Minimum Additional Purchase Amount: 

₹ 5000

and in multiples of ₹1/- thereafter

Note: In accordance with the regulatory requirement, the minimum application amount and minimum redemption amount will not be applicable for investment made in schemes of the Fund in compliance with the SEBI circular no. SEBI/HO/IMD/IMD-I/DOF5/P/CIR/2021/553 dated April 28, 2021 read along with SEBI circular no. SEBI/HO/IMD/IMD- I/DOF5/P/CIR/2021/629 dated September 20, 2021.

sip

SIP

Monthly

₹1000 and in multiples of Re. 1/- thereafter

Quarterly

₹3000 and in multiples of Re. 1/- thereafter

enty-load

Entry load

There is no entry load

entry load

Exit load

If redeemed / switched-out within 90 days from the date of allotment:-

- Upto 12% of units: Nil

- More than 12% of units: 1% of applicable Net Asset Value (NAV)

If redeemed/switched-out after 90 days from the date of allotment: Nil

expense

Expense ratio

2.30%

Regular Growth

0.35%

Direct Growth

Fund Portfolio

Sector Allocation

(as on 09 Feb 2024)

  • Equity

    71.43%
  • Debenture

    3.30%
  • Money Market Instruments

    11.40%
  • Others

    13.87%
Sector Allocation

(as on 09 Feb 2024)

  • Petroleum Products

    7.78%
  • Banks

    12.28%
  • IT - Software

    12.62%
  • Construction

    5.10%
  • Automobiles

    5.19%
Holdings (66)
NameSectorInstrumentAssets
364 Days T Bill 11-04-2024 SovereignMoney Market Instruments
Reliance Industries Ltd.Petroleum ProductsEquity
HDFC Bank Ltd.BanksEquity
Infosys Ltd.IT - SoftwareEquity
Cash, Cash Equivalents and Net Current AssetsOthers
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Holdings

(as on 09 Feb 2024)

NameSectorInstrumentAssets
364 Days T Bill 11-04-2024 SovereignMoney Market Instruments
Reliance Industries Ltd.Petroleum ProductsEquity
HDFC Bank Ltd.BanksEquity
Infosys Ltd.IT - SoftwareEquity
Cash, Cash Equivalents and Net Current AssetsOthers
ICICI Bank Ltd.BanksEquity
Larsen & Toubro Ltd.ConstructionEquity
TREPS - 01FEB2024Money Market Instruments
Tata Consultancy Services Ltd.IT - SoftwareEquity
Tata Motors Ltd DVRAutomobilesEquity
Nippon India ETF Gold BeesOthers
Bharti Airtel Ltd.Telecom - ServicesEquity
Bajaj Auto Ltd.AutomobilesEquity
NTPC Ltd.PowerEquity
Trent Ltd.RetailingEquity
State Bank of IndiaBanksEquity
MRF Ltd.Auto ComponentsEquity
Hindustan Aeronautics Ltd.Aerospace & DefenseEquity
Titan Company Ltd.Consumer DurablesEquity
TVS Motor Company Ltd.AutomobilesEquity
REC Ltd.FinanceEquity
HCL Technologies Ltd.IT - SoftwareEquity
Coal India Ltd.Consumable FuelsEquity
Birlasoft Ltd.IT - SoftwareEquity
Power Finance Corporation Ltd.FinanceEquity
Indian Oil Corporation Ltd.Petroleum ProductsEquity
Tata Consumer Products Ltd.Agricultural Food & other ProductsEquity
National Aluminium Co. Ltd.Non - Ferrous MetalsEquity
Bharat Heavy Electricals Ltd.Electrical EquipmentEquity
Oil & Natural Gas Corporation Ltd.OilEquity
Life Insurance Corporation of IndiaInsuranceEquity
Colgate Palmolive (India) Ltd.Personal ProductsEquity
Glaxosmithkline Pharmaceuticals Ltd.Pharmaceuticals & BiotechnologyEquity
Steel Authority of India Ltd.Ferrous MetalsEquity
Sonata Software Ltd.IT - SoftwareEquity
Torrent Pharmaceuticals Ltd.Pharmaceuticals & BiotechnologyEquity
Aurobindo Pharma Ltd.Pharmaceuticals & BiotechnologyEquity
KPIT Technologies Ltd.IT - SoftwareEquity
Sun Pharmaceutical Industries Ltd.Pharmaceuticals & BiotechnologyEquity
9.25% EXIM Bank (Series R 04-2024) 29-May-2024[ICRA]AAADebenture
Axis Bank Ltd.BanksEquity
Jyothy Labs Ltd.Household ProductsEquity
9.39% MTNL NCD (MD 26/03/2024)CRISIL AAA(CE)Debenture
IRCON International Ltd.ConstructionEquity
NBCC (India) Ltd.ConstructionEquity
Persistent Systems Ltd.IT - SoftwareEquity
Godrej Industries Ltd.DiversifiedEquity
NCC Ltd.ConstructionEquity
Indian Railway Finance Corporation Ltd.FinanceEquity
Ratnamani Metals & Tubes Ltd.Industrial ProductsEquity
Railtel Corporation Of India Ltd.Telecom - ServicesEquity
Bank of IndiaBanksEquity
Prestige Estates Projects Ltd.RealtyEquity
Wipro Ltd.IT - SoftwareEquity
Sobha Ltd.RealtyEquity
7.33% LICHF (Tranche 398 Option I) 12-Feb-2025CRISIL AAADebenture
Coforge Ltd.IT - SoftwareEquity
8.22% NABARD (PMAYG-PB-2) 13-Dec-2028CRISIL AAADebenture
Engineers India Ltd.ConstructionEquity
Cyient Ltd.IT - ServicesEquity
H.E.G. Ltd.Industrial ProductsEquity
8.80% IRFC (MD 03-Feb-2030)[ICRA]AAADebenture
8.37% HUDCO NCD (MD 25-Mar-2029)[ICRA]AAADebenture
7.43% NABARD (Series PC1POB1) 31-Jan-2030[ICRA]AAADebenture
8.58% HUDCO (SR-IV-18) (GOI serv) 14-Feb-2029[ICRA]AAADebenture
7.22% IREDA (GOI Serv Series I) 06-Feb-2027[ICRA]AAADebenture
fund-management-box1

Funds managed by
Mr Deepak Ramaraju

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Mr. Deepak Ramaraju is a highly experienced Senior Fund Manager at Shriram Asset Management Company Ltd, with over two decades of diversified experience under his belt. He holds a degree in chemical engineering and has been associated with equity markets for the past 17 years. Before joining Shriram Asset Management Company, Mr. Deepak was part of the global equity research team and advised the Sanlam Group of South Africa on their India-focused fund. Prior to his stint in the financial industry, Mr. Deepak worked as a researcher and co-inventor at GE India Technology Center, Bangalore. During his time there, he was credited with 10 patents, highlighting his expertise and innovative abilities. His diverse background and extensive experience make him a valuable asset to the Shriram Asset Management team.

Funds managed by the fund manager

  • Shriram Aggressive Hybrid Fund
  • Shriram Flexi Cap Fund
  • Shriram ELSS Tax Saver Fund
  • Shriram Balanced Advantage Fund
  • Shriram Overnight Fund
  • Shriram Multi Asset Allocation Fund
fund-management-box2

Funds managed by Ms Gargi Bhattacharyya Banerjee

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Ms. Gargi Bhattacharyya Banerjee serves as the Fund Manager of Shriram Mutual Fund having an experience of more than 20 years in her professional career. She received her Bachelor of Science with Economics (H) and Master of Business Management with specialization in Finance from the University of Calcutta. She joined as Research Manager in Shriram Asset Management Company Limited in November 2012 and before that, she has held key position in the Research team with Zacks Research Private Limited and Shriram Insight Share Brokers Limited.

Funds managed by the fund manager

  • Shriram Aggressive Hybrid Fund
  • Shriram Flexi Cap Fund
  • Shriram ELSS Tax Saver Fund
  • Shriram Balanced Advantage Fund
  • Shriram Overnight Fund
  • Shriram Multi Asset Allocation Fund
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Sector Allocation
  • Petroleum Products

    7.78%
  • Banks

    12.28%
  • IT - Software

    12.62%
  • Construction

    5.10%
  • Automobiles

    5.19%
  • Telecom - Services

    2.38%
  • Power

    1.50%
  • Retailing

    1.48%
  • Auto Components

    1.45%
  • Aerospace & Defense

    1.44%
  • Consumer Durables

    1.41%
  • Finance

    2.87%
  • Consumable Fuels

    1.20%
  • Agricultural Food & other Products

    1.06%
  • Non - Ferrous Metals

    1.04%
  • Electrical Equipment

    1.04%
  • Oil

    1.03%
  • Insurance

    1.00%
  • Personal Products

    0.99%
  • Ferrous Metals

    0.98%
  • Pharmaceuticals & Biotechnology

    3.83%
  • Household Products

    0.92%
  • Diversified

    0.52%
  • Industrial Products

    0.93%
  • Realty

    0.95%
  • IT - Services

    0.44%
  • [ICRA]AAA

    1.67%
  • CRISIL AAA(CE)

    0.72%
  • CRISIL AAA

    0.91%
  • 16.67%
  • Sovereign

    8.60%

Fund Management

fund-management-box1

Mr Deepak Ramaraju
Managing this fund since 8 Sep 23

Mr Deepak Ramaraju

Managing this fund since 8 Sep 23

Work Experience

21 years

Fund Managed

05

Mr. Deepak Ramaraju is a highly experienced Senior Fund Manager at Shriram Asset Management Company Ltd, with over two decades of diversified experience under his belt. He holds a degree in chemical engineering and has been associated with equity markets for the past 17 years. Before joining Shriram Asset Management Company, Mr. Deepak was part of the global equity research team and advised the Sanlam Group of South Africa on their India-focused fund. Prior to his stint in the financial industry, Mr. Deepak worked as a researcher and co-inventor at GE India Technology Center, Bangalore. During his time there, he was credited with 10 patents, highlighting his expertise and innovative abilities. His diverse background and extensive experience make him a valuable asset to the Shriram Asset Management team. 

fund-management-box2

Ms Gargi Bhattacharyya Banerjee
Managing this fund since 8 Sep 23

Ms Gargi Bhattacharyya Banerjee

Managing this fund since 8 Sep 23

Work Experience

22 years

Fund Managed

05

Ms. Gargi Bhattacharyya Banerjee serves as the Fund Manager of Shriram Mutual Fund having an experience of more than 20 years in her professional career. She received her Bachelor of Science with Economics (H) and Master of Business Management with specialization in Finance from the University of Calcutta. She joined as Research Manager in Shriram Asset Management Company Limited in November 2012 and before that, she has held key position in the Research team with Zacks Research Private Limited and Shriram Insight Share Brokers Limited. 

fund-management-box1

See all schemes managed by
Deepak Ramaraju

popup-close

Mr. Deepak Ramaraju is a highly experienced Senior Fund Manager at Shriram Asset Management Company Ltd, with over two decades of diversified experience under his belt. He holds a degree in chemical engineering and has been associated with equity markets for the past 16 years. Before joining Shriram Asset Management Company, Mr. Deepak was part of the global equity research team and advised the Sanlam Group of South Africa on their India-focused fund. Prior to his stint in the financial industry, Mr. Deepak worked as a researcher and co-inventor at GE India Technology Center, Bangalore. During his time there, he was credited with 10 patents, highlighting his expertise and innovative abilities. His diverse background and extensive experience make him a valuable asset to the Shriram Asset Management team.

Funds managed by the fund manager

  • Shriram Aggressive Hybrid Fund
  • Shriram Flexi Cap Fund
  • Shriram ELSS Tax Saver Fund
  • Shriram Balanced Advantage Fund
  • Shriram Overnight Fund
  • Shriram Multi Asset Allocation Fund
fund-management-box2

See all schemes managed by Gargi Bhattacharyya Banerjee

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Ms. Gargi Bhattacharyya Banerjee serves as the Fund Manager of Shriram Mutual Fund having an experience of more than 20 years in her professional career. She received her Bachelor of Science with Economics (H) and Master of Business Management with specialization in Finance from the University of Calcutta. She joined as Research Manager in Shriram Asset Management Company Limited in November 2012 and before that, she has held key position in the Research team with Zacks Research Private Limited and Shriram Insight Share Brokers Limited.

Funds managed by the fund manager

  • Shriram Aggressive Hybrid Fund
  • Shriram Flexi Cap Fund
  • Shriram ELSS Tax Saver Fund
  • Shriram Balanced Advantage Fund
  • Shriram Overnight Fund
  • Shriram Multi Asset Allocation Fund

Fund House

Shriram Asset Management Co Ltd.

217, 2nd floor, Swastik Chamber, Near junction of S.T. & C.S.T. road, Chembur, Mumbai - 400 071

Contact

Investor – 18604191200

Distributor - 18604191400

Frequently Asked Questions

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What is Shriram Multi Asset Allocation Fund?

An open ended scheme investing in Equity, Debt & Money Market Securities and Gold/Silver ETF’s and related instrument

faq-arrow

What is the investment objective?

The primary objective of the scheme is to generate long term capital appreciation with inflation beating returns by investing in Equity and Equity related securities, Debt and Money Market instruments, Gold/Silver ETFs and REITs/InvITs. There is no assurance that the investment objective of the Scheme will be achieved.

faq-arrow

What is the suitability of this scheme?

This fund is suitable for investors who are seeking - Long Term inflation adjusted wealth creation through exposure to multiple assets i.e., Equity, Debt and Gold/Silver ETFs

faq-arrow

To regularly invest over time through SIPs, top-ups or STP from liquid/overnight funds to meet financial and family goals. What is the fund management process & investment style?

The fund follows a combination of Quant and Fundamental investment approach for stock and sector selection. Portfolio construction shall be done using valuation, underlying risks and diversification. Asset allocation shall be done using relative valuation of the underlying asset class, macro factors, etc.

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What is asset allocation of the fund?

The fund will invest a minimum of 65% and maximum of 80% in Equity and Equity related securities, minimum of 10% and maximum of 25% in Debt and Money Market Instruments and Cash and a minimum of 10% and maximum of 25% in Gold/Silver ETFs and up to 10% in the units issued by REITs and InvITs.

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Who is the Fund manager of the scheme?

The fund shall be managed by Mr. Deepak Ramaraju along with Ms. Gargi Bhattacharyya Banerjee.

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How has the fund performed?

Shriram Multi Asset Allocation Fund has been in existence for less than 6 months, hence the performance of the scheme has not been provided

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What is the minimum investment amount?

During the NFO period and on an ongoing basis, the minimum investment amount is Rs.5000/- and in multiples of Re. 1/- thereafter. Under the Systematic Investment Plan, the minimum amount is Rs.1000/- per month and Rs.3000/- quarterly and in multiples of Re. 1/- thereafter

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Is there any entry/exit load?

Entry Load: There is no entry load

Exit Load: If redeemed / switched-out within 90 days from the date of allotment: - Upto 12% of units: Nil - More than 12% of units: 1% of applicable Net Asset Value (NAV) If redeemed/switched-out after 90 days from the date of allotment: Nil

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What is the tax treatment of Shriram Multi Asset Allocation Fund?

Long term capital gains exceeding Rs.1 lakh shall be taxed at the rate of 10% without allowing the benefit of indexation.

Disclaimer: MUTUAL FUND INVESTMENTS ARE SUBJECT TO MARKET RISKS, READ ALL SCHEME RELATED DOCUMENTS CAREFULLY. With regard to taxation, investors are advised to consult their tax consultants to know the consequences of tax, if any. Income Tax benefits to the mutual fund & to the unit-holder are in accordance with prevailing tax law. The investor shall be solely responsible for any action taken based on this document. Shriram Mutual Fund, Shriram Asset Management Company Limited, Board of Trustees-Shriram Mutual Fund and their associates shall not be liable in any manner for the consequences of such action taken by the investor.

Risk Factors: All investments in mutual funds and securities are subject to market risks and the NAV of the Scheme may go up or down depending upon the factors and forces affecting the securities market. There can be no assurance that the Scheme's investment objective will be achieved. The past performance of the Mutual Fund is not indicative of the future performance of the Scheme. The scheme inception date is 8th September 2023. The Sponsor is not responsible or liable for any loss resulting out of the operation of the Scheme beyond the initial contribution of Rs.1 Lakh made towards setting up the Mutual Fund. Shriram Multi Asset Allocation Fund is only the name of the Scheme and does not in any manner indicate the quality of the Scheme or its future prospects or returns. There is no guarantee or assurance as to any return on investment of the unit holders. The investments made by the Scheme are subject to external risks on transfer, pricing, trading volumes, settlement risks, etc. of securities. Please refer to the Offer Document/Statement of Additional Information/Key Information Memorandum of the scheme before investing.

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