Shriram
Aggressive Hybrid Fund

(An open-ended hybrid scheme investing predominantly in Equity and Equity related instruments)

Terms and conditions

What is
Shriram Aggressive Hybrid Fund ?

Aggressive Hybrid Fund (an open-ended hybrid scheme investing predominantly in Equity and Equity related instruments). The scheme automatically spreads the investors’ money across a diversified portfolio of stocks and bonds to provide investors the best of both worlds.

Equity returns + Low Volatility = Shriram Aggressive Hybrid Fund

This product is suitable for investors who are seeking:

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Long term capital appreciation and current income.
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Investment in equity related securities as well as fixed income securities (debt and money market securities).
-
Very High Risk.

*Investors should consult their financial advisor if in doubt about whether the product is suitable for them.

Shriram Aggressive Hybrid fund Riskometer

Why Aggressive Hybrid?

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An Open Ended Hybrid Scheme Investing Predominantly In Equity And Equity Related Instruments.
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Very High Risk

The investment objective of the Scheme would be to generate long-term capital appreciation and current income with reduced volatility by investing in equity and equity related securities as well as fixed income securities (debt and money market instruments).

Advantages of Aggressive Hybrid Fund

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The scheme is suitable for investors with an objective to build long-term wealth with a time limit of 3 to 5 years.
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Reduced volatility by investing in equity and equity related securities as well as fixed income securities.

How does Shriram Aggressive Hybrid Fund construct its portfolio?

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The scheme shall invest a minimum of 65% and a maximum of 80% in equity and equity related instruments
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The balance, between 20% to 35%, would stay invested in debt securities including money market instruments.

Returns of
Regular Plan

How has the fund performed?

Returns of Regular Plan - Growth Option as on September 25, 2023
Date of inception: 29-Nov-2013
AUM Rs.(in crore) 42.11 NAV Rs. 25.1307

Date

Period

NAV (Rs.) Per Unit

Scheme Returns (%)

Scheme Benchmark Returns (%)

Additional Benchmark (NIFTY50) Returns (%)

Value of Investment of Rs.10000
Scheme	Scheme Benchmark	Additional Benchmark (NIFTY50)

September 25, 2022

Last 1 Year

22.9700

9.41

12.18

14.71

10,941

11,218

11,471

September 25, 2020

Last 3 Year

16.7505

14.48

17.29

22.66

15,003

16,134

18,456

September 25, 2018

Last 5 Year

16.3298

9.00

12.60

13.52

15,389

18,105

18,859

Last 10 Year

November 29, 2013

Since Inception

10.0000

9.83

13.06

13.90

25,131

33,409

35,918

Returns of
Direct Plan

Returns of Direct Plan - Growth Option as on September 25, 2023
Date of inception: 29-Nov-2013
AUM Rs.(in crore) 5.67NAV Rs. 27.9129

Date

Period

NAV (Rs.) Per Unit

Scheme Returns (%)

Scheme Benchmark Returns (%)

Additional Benchmark (NIFTY50) Returns (%)

Value of Investment of Rs.10000
Scheme	Scheme Benchmark	Additional Benchmark (NIFTY50)

September 25, 2022

Last 1 Year

25.1128

11.15

12.18

14.71

11,115

11,218

11,471

September 25, 2020

Last 3 Year

17.7701

16.24

17.29

22.66

15,708

16,134

18,456

September 25, 2018

Last 5 Year

16.8095

10.67

12.60

13.52

16,605

18,105

18,859

Last 10 Year

November 29, 2013

Since Inception

10.0000

11.01

13.06

13.90

27,913

33,409

35,918

CRISIL Hybrid 35+65 – Aggressive Index is the scheme benchmark.

As per SEBI circular no. SEBI/HO/IMD/DF3/CIR/P/2018/04 dated Jan 04, 2018, the performance of the scheme is benchmarked to the Total Return variant of the Index.

The returns are Compounded Annual Growth Returns (CAGR) for the past 1 year, 3 years, 5 years & since inception and simple annualized for less than 1 year. Different plans shall have a different expense structure. The performance details provided herein are of Regular Plan-Growth Option & Direct Plan-Growth Option.

Performance of Income Distribution cum Capital Withdrawal (IDCW) option would be Net of Dividend distribution tax, if any. For computation of return since inception (%) the allotment NAV has been taken as Rs. 10.00. Point-to-point returns on a standard investment of Rs. 10,000/- are in addition to CAGR for the Scheme.

Past performance may or may not be sustained in future. Load is not considered for computation of returns. In case, the start/end date of the concerned period is a non business date (NBD), the NAV of the previous date is considered for computation of returns. The NAV per unit shown in the table is as on the start date of the said period.

The scheme is being currently managed by Mr. Deepak Ramaraju along with Ms. Gargi Bhattacharyya Banerjee with effect from August 20, 2022

Frequently Asked Questions

What is Shriram Aggressive Hybrid Fund?

What is the Investment Objective?

What is the suitability of this scheme?

The scheme is suitable for investors with an objective to build long-term wealth with a time horizon of 3 to 5 years.

What is the asset allocation?

The scheme shall invest a minimum of 65% and a maximum of 80% in equity and equity related instruments. The balance, between 20% to 35%, would stay invested in debt securities including money market instruments.

What is the Fund Management Process & Investment Style?

The Fund follows a robust investment process that encapsulates profitability, business attractiveness, competitive positioning, balance sheet strength, management track record, corporate governance, valuations etc. The investment style is a combination of top down and bottom up approach. For instance, we use the top down approach to focus on a particular industry which we believe is likely to outperform. Once we decide on a sector, we use the bottom up approach to decide the company that is likely to give better value for money.

Who is the Fund Manager of the scheme?

The scheme is being currently managed by Mr. Deepak Ramaraju along with Ms. Gargi Bhattacharyya Banerjee

What is the minimum investment amount?

Minimum investment amount is Rs. 5000 and therein multiples of Re.1. Under systematic investment plan, the minimum amount is Rs. 1000 monthly and Rs. 3000 quarterly.

Is there any entry – exit load?

Entry Load

There is no entry load

Exit Load

If redeemed / switched-out within 90 days from the date of allotment:-

- Upto 12% of units: Nil

- More than 12% of units: 1% of applicable Net Asset Value (NAV)

If redeemed/switched-out after 90 days from the date of allotment: Nil

What is the tax treatment of investment of Shriram Aggressive Hybrid Fund?

Long-term capital gains exceeding Rs. 1 lakh shall be taxed at the rate of 10% without allowing the benefit of any indexation.

Disclaimer: MUTUAL FUND INVESTMENTS ARE SUBJECT TO MARKET RISKS, READ ALL SCHEME RELATED DOCUMENTS CAREFULLY. With regard to taxation, investors are advised to consult their tax consultants to know the consequences of tax, if any. Income Tax benefits to the mutual fund & to the unit-holder are in accordance with prevailing tax law. The investor shall be solely responsible for any action taken based on this document. Shriram Mutual Fund, Shriram Asset Management Co. Ltd., Shriram Mutual Fund Trustee Ltd., and their associates shall not be liable in any manner for the consequences of such action taken by the investor.
Risk Factors:All investments in mutual funds and securities are subject to market risks and the NAV of the Scheme may go up or down depending upon the factors and forces affecting the securities market. There can be no assurance that the Scheme's investment objective will be achieved. The past performance of the Mutual Fund is not indicative of the future performance of the Scheme. The scheme inception date was 29th November 2013. The Sponsor is not responsible or liable for any loss resulting out of the operation of the Scheme beyond the initial contribution of Rs.1 Lakh made towards setting up the Mutual Fund. Shriram Aggressive Hybrid Fund is only the name of the Scheme and does not in any manner indicate the quality of the Scheme or its future prospects or returns. There is no guarantee or assurance as to any return on investment of the unit holders. The investments made by the Scheme are subject to external risks on transfer, pricing, trading volumes, settlement risks, etc. of securities. Please refer to the Offer Document/Statement of Additional Information/Key Information Memorandum of the scheme before investing

Our
Fund Managers

Mr. Deepak Ramaraju
Senior Fund Manager

Mr. Deepak Ramaraju serves as the Senior Fund Manager of Shriram Asset Management Company Ltd. Mr. Deepak comes with a diverse experience of over 20 years. He is a chemical engineer by academic background. Prior to joining Shriram Asset Management Company, Mr. Deepak was advising Sanlam Group of South Africa on their India focused fund and was part of their global equity research team. He has been associated with equity markets for the past 16 years and prior to that Mr. Deepak was a researcher and co inventor at GE India Technology Center, Bangalore with 10 patents as co-inventor to his credit.

Ms. Gargi Bhattacharyya Banerjee
Fund Manager

Ms. Gargi Bhattacharyya Banerjee serves as the Fund Manager of Shriram Mutual Fund having an experience of more than 19 years in her professional career. Ms. Gargi Bhattacharyya Banerjee received her Bachelor of Science with Economics (H) and Master of Business Management with specialization in Finance from the University of Calcutta. She joined as Research Manager in Shriram Asset Management Company Limited in November 2012 and before that, she has held a key position in the Research team with Zacks Research Private Limited and Shriram Insight Share Brokers Limited.