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Gold Number Calculator

What's your Gold Number?

Check your gold allocation, set your target, and know the monthly SIP to get there.

Find Your Gold Number

Analyze your current gold allocation, define your target, and calculate the monthly SIP required to achieve it. This makes planning your gold investments easier, more structured, and goal-oriented.

About You

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  • Salaried
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Your Current Wealth

= ₹10.00 L

Tip: use financial/liquid assets for the sharpest Gold Number

= ₹50.00 K

Your Gold Number vs Others

5.00%
₹50.00 KYour Current Gold Number% of net worth in gold
24.2%🇮🇳 India HouseholdsMoney Control · Mar 2026
17.66%🏛️ RBI ReservesWGC / IMF IFS · Mar 2026
21.9%🌍 Global CB AvgIMF IFS · Mar 2026

Set Your Gold Number Target

Pick the % of your net worth you want in gold — your Gold Number follows.

Now:5.00%(₹50.00 K)

Target11%(₹2.85 L)

%11
1%25%

Build Your Gold Number

Or type:
Yr

Expected Annual Return

per year (illustrative)
%
1%25%

My net worth is growing

Your Gold Number grows as your net worth grows

Expected annual NW growth rate

%
1%25%
Gold bar icon

Your Target Gold Number

11%
₹2.85 L
11% of ₹10.00 L net worth
5.00%

Current Allocation

₹50.00 K of ₹10.00 L
Monthly SIP
₹655 / mo
Fixed Amount SIP · same amount every month
That’s ₹22 per day
Gold Gap to Fill
₹1.43 L
Total Invested
₹1.29 L
Horizon
10 Years
Expected Return
11% Per Year
Gold Number

Your Gold Number

11%
₹2.85 L

What if you invest more?

₹2,750

/ month

Reach Gold Number in 4y 9m

Drag to explore – increase your SIP to reach your Gold Number faster

%11
₹250₹50,000
+₹2,095/mo → reach goal 5y 3m sooner
Your gold equals 3.7 grams of 24K goldMCX ref: ₹1,36,919/10g · 5 Sept 2026 · Exclusive of GST

Mutual fund investments are subject to market risks, read all scheme related documents carefully.

Disclaimer: This calculator is meant for investor education purpose only and not aimed at soliciting investments in any particular scheme of Shriram Mutual Fund. This material is created to explain basic financial / investment related concepts to investors. Mutual Fund does not provide guaranteed returns. Investors are advised to seek professional advice from financial, tax and legal advisor before investing.

Any questions? Talk to us.

The information provided on this page is for educational purposes only and should not be considered as financial advice. Past performance is not indicative of future results. Always consult with a financial advisor before making any investment decisions. Mutual fund investments are subject to market risks, read all scheme related documents carefully.

Gold Number Calculator | Calculate Gold SIP & Allocation