Now, anyone can be an investor
Why Chhoti SIP?
Only around 5.6 crore individuals invest in mutual funds in a nation of over 146 crore (AMFI, September 2025).
With Chhoti SIP, you can start with just ₹250 per month — a simple, low-ticket Systematic Investment Plan that makes investing accessible to all.
Why Chhoti SIP?
Chhoti SIP is designed to make investing approachable, consistent and sustainable, no matter where you are in your financial journey
Shriram Multi Asset Allocation Fund
(An open ended scheme investing in Equity, Debt & Money Market Securities and Gold/Silver ETFs and related instruments)
Start your ₹250 Chhoti SIP in the Growth option
Your Chhoti SIP Investment Thali with a thoughtfully chosen mix of assets
Just like a well-balanced thali gives you complete nutrition, this fund provides a diversified mix that aims to combine growth, safety, and protection over time in one simple investment.
You can start if you are:
A first-time mutual fund investor
A young saver or student
A working professional or freelancer
From a metro, town or village
Looking for a habit-forming plan
From big cities to small towns, Chhoti SIP makes investing possible for everyone.
A Vision for Financial Inclusion
Kartik Jain
MD & CEO, Shriram AMC
SEBI’s introduction of the Chhoti SIP framework is a thoughtful move towards making mutual fund investing more inclusive and accessible. At Shriram AMC, we’re aligned with this vision and are pleased to launch our own Shriram Chhoti SIP to support first-time investors from emerging segments – Chhoti SIP, Badi Soch. With just ₹250 a month, we aim to make investing simple, consistent, and approachable.
| Fund name | Shriram Multi Asset Allocation Fund |
|---|---|
| Fund type |
An open ended scheme investing in Equity, Debt & Money Market Securities and Gold/Silver ETFs and related instruments |
| Fund category |
Hybrid Scheme |
| Scheme objective |
The primary objective of the scheme is to generate long term capital appreciation with inflation beating returns by investing in Equity and Equity related securities, Debt and Money Market instruments, Gold/Silver ETFs, and REITS / InvITs. There is no assurance that the investment objective of the Scheme will be achieved. |
| Benchmark |
Nifty 50 TRI (70%) + NIFTY Short Duration Debt Index (20%) + Domestic prices of Gold (8%) + Domestic prices of Silver (2%) |
| Fund manager |
Mr. Deepak Ramaraju, Mr. Sudip Suresh More & Mr. Prateek Nigudkar |
| Minimum investment |
Lumpsum: Rs. 500/- and multiples of Re.1/- thereafter Subsequent purchases: Minimum amount of Rs. 500/- and multiples of Re. 1/- thereafter SIP: Weekly/Fortnightly/Monthly/Quarterly
|
| Plan/option |
Direct & Regular Plan with Growth Option only |
| Exit load |
If redeemed / switched-out within 90 days from the date of allotment:
If redeemed / switched-out after 90 days from the date of allotment: Nil |
Visit www.shriramamc.in/mutual-funds/smaf to know more about fund before investing
This product is suitable for investors* who are seeking:
- Long term capital appreciation.
- Investment in actively managed portfolio, predominantly consisting of equity and equity related securities diversified over various sectors.
- Very high-risk.
Riskometer
Investors understand that their principal will be at very high riskBenchmark Riskometer
Benchmark Riskometer is at very high risk. As per AMFI Tier 1 Benchmark i.e Nifty 500 TRI
