What is Shriram Balanced Advantage Fund?

Shriram Balanced Advantage Fund is an open ended dynamic asset allocation fund investing in equity, equity related securities, as well as debt and money market instruments while managing risk through active allocation and hedged equity.

The objective of the Scheme is to generate capital appreciation with relatively lower volatility over a longer tenure of time. The Scheme will accordingly invest in equities, arbitrage opportunities, derivative strategies and debt and money market instruments. However, there is no assurance or guarantee that the investment objective of the Scheme will be achieved. The Scheme does not assure or guarantee any returns

This product is suitable for investors who are seeking*:
  • Capital Appreciation along with generation of income over a long period of time
  • Investment in equity, equity related securities & debt, money market instruments while managing risk through active allocation.
  • Very High Risk
*Investors should consult their financial advisor if in doubt about whether the product is suitable for them.

Why Invest in Balanced Advantage Fund?


  • Lower Volatility: Equity and Debt Allocation are adjusted according to changing market environment
  • Steady Returns
  • Rules out the need to time the market
  • Eliminates investor emotional biases
  • Diversified Portfolio: Softens impact of sectoral losses
  • Active Management
  • Long-term Outlook


Why Now?

  • Domestic economy strengthening since 2014
  • Global economy slowdown
  • Earnings growth is weak and valuations are stretched


How does Shriram Balanced Advantage Fund construct its portfolio?


  • Blend of Value and Growth Investment Style - Bottom-up approach for equity and high quality fixed income instruments for debt.
  • Closely observing market trends
  • Maintaining long term perspective


  • Selecting AAA rated corporates, public companies and GSEC
  • Actively managing duration to reflect fund manager views

How does Shriram Balanced Advantage Fund adjust its exposure between Equity and Debt to manage risk?

  1. Shriram BAF actively calibrates risk in the Equity markets based on three key factors:
    • Equity market valuations
    • Prevailing Interest Rates
    • Market Trend
  2. Equity exposure is reduced with the rising Equity Valuations and Interest Rates while exposure is reduced with falling market trend

Why should you choose Shriram Balanced Advantage Fund?

Shriram Balanced Advantage Fund has been constructed with the motive to eliminate some of the major challenges investors face while handling their portfolio on their own. Our portfolio is well-diversified, benchmark-aware and true to mandate. We act with a sense of duty, knowing that as fund managers, the most important aspect of our job is to preserve the capital by managing risk efficiently. Our fund is diligently monitored and actively diversified, making it ideal for investors who seek steady long term capital appreciation despite volatile market conditions.

Get in Touch

Meet the Team


Mr. Kartik Soral - Senior Fund Manager

Mr. Kartik Soral, CFA serves as the Senior Fund Manager of Shriram Mutual Fund having an experience of over 12 years in his professional career.

Mr. Kartik has worked as a Fund Manager with YES Asset Management Limited and Edelweiss Asset Management Limited. Earlier, he has been part of the Corporate Finance team at Larsen & Toubro Limited and Global Equity Derivatives team at the Deutsche Bank group.

Mr. Kartik is a graduate in Chemical Engineering from IIT-BHU, Varanasi and has done his Post Graduate Diploma in Management from IIM Ahmedabad. He is also a CFA charter holder.


Ms. Gargi Bhattacharyya Banerjee - Fund Manager

Ms. Gargi Bhattacharyya Banerjee serves as the Fund Manager of Shriram Mutual Fund having an experience of over 19 years into her professional career.

Ms. Gargi Bhattacharyya Banerjee received her Master of Business Management with specialization in Finance and Bachelor of Science with Economics (H) from University of Calcutta.

She joined as Research Manager in Shriram Asset Management Company Limited in November 2012. Prior to joining Shriram Asset Management Company Limited, she has held the key position in the Research team with Zacks Research Private Limited and Shriram Insight Share Brokers Limited.


Mr. Rohit Kumar Chawda – Chief Operating Officer

Mr. Chawda has an experience of 26 years in various domains like Risk, Compliance, Accounts, Operations and Client servicing. He has served under capacities such as Director, Chief Operating Officer and Sr. Vice President in various asset management companies in India like IDBI, SBI, ICICI Prudential, Tata, Mirae, Shriram and Peerless.

His profile has evolved around control and risk free operations. During his last stint with Peerless Funds Management Company Limited, he has developed unique risk frame work covering Operational, Regulatory, Reputation, and Financial risk arising out of each activity across all departments of Asset Management Company.

Mr. Chawda is a graduate in the field of Commerce from Sambalpur University, Odisha.


Mr Chandur Bhaya - Head Sales (Retail)

Mr. Bhaya’s experience and insights have been honed over 39 years of association in Capital Market/Financial services industry. His skill sets of scaling distribution, developing newer markets/products, investment strategy, technical knowledge, training and development of channel partners, have been much appreciated within the industry.

His corporate journey has been with reputed organizations like JM Morgan Stanley Retail Services, JM Asset Management Co, Metlife Life Insurance, Citigroup Global Markets, Shriram Insight Share Brokers, IFAN Finserv (erstwhile ING Financial Services).

His academics include a post graduation in electronics, MMS from SP Jain Institute of Management and Research , and he has also done a MDP from Wharton School of Finance, Pennsylvania-USA.

Mutual Fund investments are subject to market risks, read all scheme related documents carefully


Registered Office: 1006, 10th Floor, "Meadows", Sahar Plaza, Andheri Kurla Road, J. B. Nagar, Andheri (East),
Mumbai – 400 059.

Admin HO :CK-6, 2nd Floor, Sector-II ,Salt Lake City,Kolkata-700091